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TD Bank is one of the largest banks in the U.S. and they have a competitive offering for secured loans. To qualify, you’ll need to use a savings account, money market account, or certificate of deposit from TD Bank as your collateral. You can borrow between $5,000 and $50,000 with loan terms ranging from 12 months to 60 months.
You don’t have to pay an annual fee for this secured loan, but you do need to pay $50 when you close the loan. There’s no minimum credit score to qualify; instead, expect to submit your social security number, monthly expenses, and employment and income history.