Purchase your new home with the right mortgage.
Tap into your home equity for a lump sum loan.
Fund your retirement using a reverse mortgage.
Lower your monthly payment with a refinance.
Find home loans for your credit type.
Mortgages don’t come in a one-size-fits-all package. You can find different types that have a variety of eligibility requirements surrounding your credit profile, income, and down payment amount. Before you decide you’re not ready to purchase a home, look at your options because you could be surprised by what you find.
If you already own your home, there are several mortgage products you can take advantage of. A second mortgage gives you an installment loan based on the equity in your home. Or consider refinancing to decrease your payments either by getting a lower rate or change the term length. A reverse mortgage is designed for homeowners who are 62 or older.