Looking For The Best Refinancing Companies?

Best Refinancing Companies

Bank of Internet

12777 High Bluff Drive,
Suite 100
San Diego, CA 92130
(858) 755-6381


Services Offered: Credit and banking solutions for all consumers. Online-only banking and lending for credit cards, checking, loans, and other services.

Company Overview: Bank of Internet was established in 1999. They are an FDIC insured online-only lender, allowing customers to get better interest rates on credit products. The company is headquartered in San Diego, but offers credit solutions to customers across the U.S. via the internet. They have over $1 billion in assets, proving them to be a safe choice for credit needs.

Our Review: Bank of Internet is one of our favorite companies for refinancing your home or auto loan. Even in this economy, they still have great lending options for consumers. Their website, as always, is well designed and easy to navigate, and the customer service is amazing.

User Review: I didn’t think I’d ever find someone who’d let me refinance my home, but Bank of Internet was quick to give me an approval so that I could save my home from foreclosure. With my husband losing his job, we were worried we didn’t have a chance, but Bank of Internet gave us a fresh start, and we’re forever grateful.

Quicken Loans

20555 Victor Parkway
Livonia, MI 48152


Services Offered: Refinance, Home Mortgage, Home Equity Loan, Debt Consolidation

Company Overview: Quicken Loans was established more than 20 years ago. They currently have over 4,000 employees and offer 150 different loan programs for consumers. They also have a customer satisfaction rating of 94% for completed transactions.

Our Review: Quicken Loans is a great company. They have so many programs to choose from that consumers are sure to find what they need. With the great service and easy to use website, it’s no wonder the company has remained stable, even in this unstable economy.

User Review: Quicken gave me a chance, which is more than I can say for most banks. I never thought I’d find a refinance loan so that I could make my home more affordable, but they actually gave me a few different options for refinancing, which was great. And the customer service was amazing!


24003 Ventura Blvd. Building A
Calabasas, CA 91302


Services Offered: Refinance, home loan, auto loan, student loan, payday loan, personal loan

Company Overview: Zillow was founded in 1996 as a part of iHomeowners, Inc. They belong to one of the oldest internet marketing companies in the U.S. They also have an average annual growth of 94%. They work with a network of lenders to help consumers get the refinance loans they need. They were listed in Inc. Magazine in 2004 as a member of the Inc. 500.

Our Review: Zillow is a great company that can be a lifesaver when you need to refinance your home or auto. Their network of lenders is extensive, and the services that they offer are great. It doesn’t matter if you’re an avid internet user or not, because their site is easy to use, and the forms are simple to fill out. Their customer service is very attentive, as well.

User Review: Zillow helped me to find the perfect refinancing options for my needs, and I couldn’t have asked for a better service. I filled out their form, and in just a few minutes I had offers from two or three different places. I know it’s not the best time to get a home loan of any kind, but I needed to make mine more affordable, and they were able to help.


4721 E. Moody Blvd. Unit # 101
Bunnell, FL 32110


Services Offered: Refinance rates, mortgage information, refinancing quotes

Company Overview: MortgageLoan.com has been offering refinance calculator, mortgage rates, and refinancing information to consumers since 1995. They are located in Florida. The interest rates that they quote are required to have a 30-day lock-in period. They have helped millions of customers and served as a connection for consumers and lenders for more than 10 years.

Our Review: MortgageLoan.com won’t be able to actually give you the loan to refinance your home, but they can provide you with refinancing rates, a refinance calculator, and information on how to know whether refinancing is the right choice for you. Their information is very consumer-friendly, making the site easy to use. Also, they are very open with information, and their customer service is outstanding.

User Review: Given the state of the economy, I was timid about trying to refinance my home. I went to MortgageLoan.com and found all of the information I needed, along with rate calculators and quotes for what I could expect to pay, based on my loan amount and location. I was impressed with the service. They even kept the information simple so that it’s understood easily, which I appreciated because I don’t know a lot about mortgages or lending.

How to Decide Whether to Refinance or Not

When it comes to getting a refinance loan, there are many things to consider before you just start applying with different companies. First, what are you refinancing? Whether you refinance your home or your car will make an impact on your final decision to refinance. Most of the time when it comes to refinancing, people are looking to refinance their homes. Your next decision to make will be to determine why you want to refinance your home, and whether that’s a rational, wise reason or not. For example, if you just want to refinance because you can and you want the equity from your home to spend on something you don’t need, that would be a bad reason to refinance. If, on the other hand, you’re looking to get a lower interest rate so that you can save your home from potential foreclosure, that would be a valid reason to refinance. Once you’ve determined that you’re refinancing for the right reasons, you can use a refinance calculator to see what kind of rates you can get, as well as what your payments would be like based on those rates. Using a refinance calculator is a great tool, because it allows you to see your options before you even apply for a loan. These two aspects of preparing to refinance are the ones that will help you to make your final decision. Given the economy, which isn’t going to get better any time soon, you may be hard pressed to find a loan, so having the best credit possible as well as a valid reason for refinancing will be a must. If you’ve got a good reason, can get a good rate, and can actually find a bank to approve a loan for you, then refinancing is the right option for you. Otherwise, you might want to hold off for a bit and re-evaluate your decisions.

Other Top Companies For Refinance:

Lending Tree

Address: 11115 Rushmore Drive
Charlotte, NC 28277
Phone: 800-555-8733


Wells Fargo

Address: P.O. Box 10335
Des Moines, IA 50306
Phone: 877-937-9357



Address: 270 Park Ave.
New York, NY 10017
Phone: 866-829-6530