Looking For The Best Mobile Home Insurance Company?

Best Mobile Home Insurance Companies


One GEICO Plaza Washington, DC 20076


Services Offered: Mobile Home Insurance, Auto Insurance, Home Insurance, Renter’s Insurance, Motorcycle, RV, and ATV insurance, Condo Insurance, Life Insurance, Boat Insurance

Company Overview: Geico was founded in 1936. They currently have over 7.4 million policyholders in the US. They are the third largest property/casualty insurer in the country, with over $21 billion in assets as of December 2006. Geico employs over 21,000 associates, and has received a AAA rating from Standard and Poor’s.

Our Review: Geico is known primarily for two things: the Gecko and car insurance. However, they are a huge company with a successful background and outstanding service. Their website is very functional, and they offer insurance for just about anything you want. This is a great company for insurance of any kind.

User Review: I use Geico for my car insurance and must say I’ve never been disappointed. That’s why I was happy to know that when my husband and I purchased a mobile home that we could insure that with Geico as well. They’ve got great service and wonderful low rates.

AARP Foremost Insurance

5600 Beech Tree Lane Caledonia, MI 49316


Services Offered: Mobile Home Insurance, Motorcycle Insurance

Company Overview: Foremost was formed in 1952 to provide insurance to mobile home owners. The company started an arson reward program in 1974 to deter mobile home arsons. In 200, the company was acquired by Farmers Insurance, and began selling motorcycle insurance as well as mobile home insurance. In 2004, the company teamed up with AARP to offer motorcycle insurance and mobile home insurance to AARP members at a discounted rate.

Our Review: The website is very user friendly, and the company seems solid. They’ve gone through a lot of changes through the years, however, so do they still have the same customer-oriented spirit they began with? Their site seems to be customer oriented, so this is a good sign.

User Review: I am an AARP member, and when my wife and I purchased a mobile home in a retirement community in Florida, we called AARP to see what they recommended for mobile home insurance. They referred us to Foremost Insurance, and we’ve gotten great service from them.

Allstate Insurance Company

P.O. Box 12055 1819 Electric Rd. S.W. Roanoke, VA 24018


Services Offered:Mobile Home Insurance, Auto Insurance, Motorcycle Insurance, Boat Insurance, Home Insurance, Renters Insurance, Condo Insurance, Business Insurance

Company Overview: Allstate was founded in 1931 and is currently the largest personal lines insurer with over $150 billion in assets. They are a Fourtune 100 company, offering thirteen different lines of insurance services. Allstate has over 70,000 employees and insure over 17 million households.

Our Review: Another large company, Allstate offers a great resource for mobile home insurance. You can read all about the plans and coverage they offer on their website or you can simply call them up to discuss policies with an agent. Their website is well designed, and simple to use.

User Review: Allstate gave me the best rate and the best service when I needed mobile home insurance. I called them and had a quote that was lower than any of the rest within ten minutes. Plus, they explained all the terns to me so that I wasn’t unsure of anything before I signed up.

United Marine Underwriters

1309 Bluegrass Parkway LaGrange, KY 40031


Services Offered:Mobile Home Insurance, Boat Insurance, Motorcycle Insurance, ATV Insurance, RV Insurance, Classic Car Insurance

Company Overview: United Marine was founded in 1990 to provide specialty insurance to consumers. They have succeeded in being one of the top specialty insurers because of their focus and commitment to providing consumers and agents with specialized services.

Our Review: United Marine appears to have it all when it comes to specialty insurance. They offer all kinds of insurance you can’t find elsewhere, plus a great website layout and customer service section. This seems like a good place to get mobile home insurance, or any other specialty insurance you need.

User Review: I came across United Marine when I was looking for insurance for my RV and saw that they also offered mobile home insurance. I looked a few other places, but not many companies offered both insurances, let alone such great rates. Their customer service and their policies are great.

How To Select The Best Company For Mobile Home Insurance

Finding mobile home insurance is as simple as finding auto or standard home insurance, it just has its own category. Many banks don’t like to lend money for mobile homes due to the nature of the property. However, insurance companies are becoming increasingly involved in the mobile home insurance market. Almost any major company you choose will offer a mobile home insurance policy. They are listed separately from regular home insurance policies for legal reasons, mostly due to the fact that it is mobile. It’s not quite a house, but it’s not quite a vehicle, so it’s got its own category. But with mobile home insurance, just like any insurance, all you need to do to find the best company is to research the companies that offer the coverage, and then compare the rates and coverage amounts. The insurance company will usually determine how much coverage you need based on an Auditor’s report of the mobile home in question. In addition to standard homeowner’s insurance coverage, mobile home insurance also offers specialized coverage that is only for mobile homes. Therefore it is important to ensure that you understand the insurance policies you are offered before you choose one. If you don’t understand something, ask the company that wrote the policy, they should be able to help you understand your mobile home insurance. If you want to find a good mobile home insurance company, ask your friends and associates for referrals. However, don’t settle for the first referral you get. You may still need to research other companies to ensure you are getting the best policy for your money. Also, you can go to your local independent insurance agency for assistance if you get confused or want help deciding which company is best for you. They may even have some companies with cheaper quotes that you didn’t find on your own.

Other Top Companies for Mobile Home Insurance:


Address: One MetLife Plaza 27-01 Queens Plaza North Long Island City, NY 11101
Phone: 800-MET-LIFE



Address: 6300 Wilson Mills Road Mayfield Village, Ohio 44143


American Modern Insurance Group

Address: 7000 Midland Blvd. Amelia, Ohio 45102-2607
Phone: 800-759-9008


State Farm

Address: One State Farm Plaza Bloomington, IL 61710
Phone: 660-744-5838