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Guardian Life is one of the best rated insurance companies on the market and has been in business since 1860. You can choose from four different kinds of disability packages, which include individual, group, business owner and supplemental.
The Individual plan, called ProVider Plus, provides coverage from 2-10 years should you need it, and you can have this plan until you are 67. It offers you protection as long as you are unable to perform your job, regardless of whether you could perform another. Guardian Life is one of the largest insurance companies out there, and is available nationwide.