Best for Building Credit
Recommended Credit Score
The Platinum Credit Card from Capital One is made for applicants with an average credit score. While your initial line of credit may be relatively low, you can quickly qualify for a larger limit once you make your payments on time for five months in a row.
Another perk is that there’s no annual fee. While you won’t get a 0% APR for balance transfers or any rewards program, this is a great stair stepper card on your way to qualifying for better ones in the future. You also get standard perks like fraud protection and regular credit monitoring from CreditWise.