If you’re unable to secure a credit card and you need to have a way to make a payment online or want to have a debit card that can be used to pay your bills instead of using cash, then the Walmart MoneyCard would be an option to consider. You can reload money on the card when needed and have payments direct deposited onto the card. It can be used to order items online, to pay bills online, or to make purchases in stores. There is a minimal monthly fee as well as a minimal fee that you would need to pay when you initially purchase the card. You can load the card in a Walmart store or by visiting the company’s website.