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ProPay is a payment solution service provider that has been in the business since 1997. The company has developed its proprietary ProtectPay platform over the years, which has grown to provide modern businesses with all the tools they could possibly ask for. ProPay’s proprietary ProFac Express, another self-made program, is an extremely fast processor of web-based applications, boarding solutions layouts, insurance underwriting, and payment processing. Small businesses have four payment solutions plans to choose from, ranging in per-swipe fees of 2.29% plus a flat fee of a quarter up to a single skimming of 3.55%. These four payment services packages are named Premium Plus, Platinum Card Reader, Premium, and Premium+Card Reader, which cost $49.95, $69.95, $39.95, and $41.95, in order.