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With 12 years of experience under the company’s belt, Lending Club is a common choice among Americans for seeking out personal loans. You can fetch personal loans worth as much as $40,000 through Lending Club. You can also receive a personal loan application decision within minutes after submitting a request from Lending Club. To check the interest rate that you’re likely to get if awarded a personal loan, use Lending Club’s “Check My Rate” feature on its website. Lending Club also offers small business loans to tens of thousands of entities across the country every year. Small businesses with at least 12 months of operation under their belts and upward of $50,000 in annual sales revenue are considered target borrowers.