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Lavalier is a direct-to-consumer insurance company solely focused on jewelry. The company protects precious jewelry against loss, theft, damage, earthquake/flood, and gifts to others. Services feature flexible coverages and deductibles, personalized claims settlements, discounts, and no impact to existing policies in force. Lavalier works with Berkley Asset Protection as their underwriting partner. Berkley has 50 years of underwriting experience and is rated A+ by a leading rating company. You can go online, call, or email Lavalier to initiate customer service, receive quotes, make payments, and make claims. Lavalier typically insures items valued up to $150,000, but they may approve some exceptions based on review. All Lavalier policies are “all risk” contracts, which means everything on the entire jewelry piece is covered unless noted.