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Citibank is a division of Citigroup that deals exclusively with providing consumers across the United States with basic financial services. Right now, you can reap the benefits of an annual percentage yield as high as 2.36% by signing up for a Citi Accelerate Savings account. If you seek out an account with Citibank, you will be able to access more than 60,000 automated teller machines across the nation’s 50 states, all of which don’t charge any withdrawal fees. Citibank also helps you pay off any debts to friends through the convenient, secure payment app called Zelle. You can even get your hands on countless exclusive perks through the Citi Private Pass program if you regularly use your Citi Debit Card.