LightStream offers several competitive features for those seeking boat financing. You’ll need good credit to qualify, but if you get approved, you can borrow anywhere between $5,000 and $100,000. Funding happens as fast as the same day you get approved, or you can pick your preferred funding date. A boat loan with LightStream is unsecured, so you don’t have to use any of your personal property as collateral, including your home.
There’s a $100 loan experience guarantee, offering assurance that the loan process goes as smoothly as possible. LightStream will also beat any other qualifying rate you may receive from other lenders.