Looking For The Best Bad Credit Loan Companies?

Best Bad Credit Loan Companies

Any Credit Loans

Online Company Only

Services Offered: Bad Credit Home Loan, Home Refinance, Debt Consolidation, Home Equity Loan

Company Overview: Loan Web was founded in 1996. They offer affiliation with hundreds of top lenders in the business. Loan Web offers loans to people of all credit standing, and since its inception has served millions of customers, and over $250 billion in loan requests.

Our Review: A great offer to consumers. One form that, according to the company, takes less than 90 seconds to fill out. Then you can comparison shop the loan quotes you receive to pick the best one. And the bonus: customer service contacts are right there on the front page for your use.

User Review: I wanted to get a general idea of how hard it was going to be for me to get a home loan since my credit score was really low. My credit score was close to 300, and yet after filling out the form from Loan Web, I got three or four quotes from different companies who were willing to lend me the money I needed. It’s nice to know that some companies are willing to trust those of us who don’t have perfect credit.

Credit Axis

3747 S Broadway Englewood, CO 80110

Services Offered: Bad Credit Loans for home purchases, businesses, student loans, credit cards, and debt consolidation.

Company Overview: Credit Axis works with over 80 lenders and creditors to offer bad credit loans to consumers, often up to $25,000 or more. They have been in business since 2003. They also offer information on government grants and loans.

Our Review: This company is a great resource for consumers with bad credit. The website is very informative and offers many different services for bad credit loans. However, you do have to sign up for their membership to get a lot of the programs and information, which you will have to pay for. But if your credit is that bad and you’re that desperate to get a loan, then it will be worth it.

User Review: I found Credit Axis through a search engine, and I signed up to see what I was eligible for, due to my horrific credit history. Once I signed up, I found a huge database of information and companies that were willing to lend me money. Considering that the last time I applied for a loan, I was almost laughed out of the bank; I was excited to know there was something out there for me.


15111 N. Hayden Rd., Ste 160, PMB 353 Scottsdale, Arizona 85260
(480) 624-2599

Services Offered: Bad Credit Payday Loans

Company Overview: Wegivecash.com offers payday advance loans up to $1500 for anyone who has a job and a checking account in good standing. They do not check credit, so consumers with bad credit don’t need to worry. They have been in operation since 2001 and wires money to qualified consumers in less than 24 hours.

Our Review: Obviously, the easiest loan to get for someone with bad credit will be the payday advance. Most of these companies don’t do credit checks, so it’s simpler. But when you have bad credit, the fact that anyone will loan you money is a nice feeling. Good company, good service, especially for bad credit.

User Review: I wanted to get a personal loan to pay off some bills, but my credit score was so bad that no one wanted to lend me money. I found wegivecash.com, and instead of borrowing $5000 to pay off all my bills, I borrowed $1500 to pay off some of my bills. The fees were low, and once I paid it back I was able to get another loan within a week or two.

Abacus Credit

Online Company Only

Services Offered: Bad Credit Loan for Home, Auto, and Personal Use, and Credit Cards for bad credit.

Company Overview: Abacus Credit was established 1998 to provide consumers with less than desirable credit the opportunity to own a home or vehicle, or to be able to get a personal loan or credit card. They serve over 50,000 clients every year, and offer closing in under 30 days.

Our Review: This is a great resource for consumers with less than perfect credit. They offer flexible payment plans and low payments for consumers. Their customer service is all electronic, so you have to wait for e-mail responses from the company should you have questions, but if your credit is that bad, you’re probably willing to do just about anything.

User Review: Having bad credit has stopped all the dreams I had for myself and my family. I applied with Abacus Credit, and received approval for a personal loan to pay off all the debt that was ruining my credit, with payments I can afford. I’m so excited to be paying off my debt and getting my credit score back where it belongs!

How To Select The Best Company For Bad Credit Loan

Finding the right loan, or any loan, when you have bad credit is significantly difficult. There are plenty of companies willing to help consumers with bad credit. For those companies, however, there are just as many other companies who prey on consumers looking for a bad credit loan. Therefore, if you are looking for a bad credit loan, you need to do so with extra caution. Most consumers with bad credit have a certain level of desperation in trying to obtain loans and credit; many companies prey on this and sell these consumers loans that are much more costly than they need to be. If you are looking for a bad credit loan, you need to be sure that you research any company that you are considering getting the loan from. You also need to be sure that you shop around, as anyone looking for a loan should. For every good company that is willing to help those with bad credit, there are two or three that will attempt to take advantage of those people so research is key. Also, it is essential to go into your search with some information set in stone. Know how much you want to borrow, and exactly what you want to borrow it for. It is also important to know what your limits are as far as payment amounts and interest rates that you will accept. One thing that is key is to know that you do not have to be willing to accept anything that is offered. Don’t assume that just because you have bad credit that you can’t get loan quotes from multiple companies, or that you can’t get good loan rates. For some, the severity of their credit situation will not allow them to get loans, and these people need to accept that fact and attempt to repair their credit before applying for any kind of loan. Others, however, think that their credit is worse than it is, and even though their credit isn’t perfect, they can still get loans. When trying to get a bad credit loan, it all boils down to one important thing: knowledge. You need to be informed when shopping for a bad credit loan, and as long as you’ve done your research you will be successful.

Other Top Companies for Bad Credit Loan:

Bad Credit Loan Direct

Address: 3375 Edison Way Menlo Park, California 94025-1811
Phone: 800-797-2958


Chex Systems by Credit Servicer

Address: 8939 S. Sepulveda Blvd. Westchester, CA 90045
Phone: 661-310-2107


Direct Lending Solutions

Address: 2600 East Southlake Blvd Suite 120-142 Southlake, Texas 76092
Phone: 305-992-7789